(NC) -- The Canada Small Business Financing Program makes it easier for entrepreneurs to obtain loans from financial institutions because the government shares the risk with the lenders. If you're a for-profit small business, or a start-up operating in Canada, and if you have gross annual revenues of $5 million or less, you may be eligible. Entrepreneurs may qualify for loans to a maximum of $500,000 to establish a start-up, or to expand or improve their small business. The program is available for the purchase or improvement of equipment, including business vehicles, and for renovations to leased property by a tenant. Loans for that purpose are capped at $350,000. Loans of up to $500,000, however, are available for the purchase or improvement of commercial properties. To apply, you must present your business proposal directly to a chartered bank, credit union, or caisse populaire. Your financial institution is responsible for approving the loan. To find a participating commercial lender near you, consult the map of financial institutions on the Industry Canada website at www.ic.gc.ca/csbfp, or call toll-free 1-866-959-1699.