7 Effective Ways To Protect Your Identity Online
Your identity, especially your personal information is of utmost value to cons. With the world today becoming more technologically advanced and each one of use using the web space for performing maximum activities - both personal and professional, the threat of someone stealing our identity and personal information has significantly increased.
As simple as your full name, address, date of birth, phone number and credit card details are enough for conmen to hack your IDs and conduct criminal activities. Your name can be used for opening bank accounts, applying for credit cards, acquiring a passport and even getting hefty loans sanctioned.
Conmen are becoming more pro in hacking weak passwords and reaping benefits on the account of others through internet.
But, how to protect oneself from such frauds?
There a plethora of simple and straightforward actions that can effectively help protect your online identity and safeguard yourself against online frauds.
Setting a strong password
Evidently the most important thing you need to do is to set a strong password. Never pick an obvious password such as your name or date of birth. The stronger the password, the more difficult it is for a con to hack. Select a password that contains letters, numbers and special characters. Pick two random letters and add numbers and symbols to it. Eg.htc123desire or htc@desire123.
Payment sites are places where maximum hacks take place. Before entering your bank account details for making a payment, it’s best to check whether or not the link is secure to use. There must be a padlock symbol in the browser frame and the web address must have initials as ‘https: //’ - where ‘s’ means ‘secure’.
Also, there are many online payment sites that offer the convenience of saving your back account details for future ease. Do not save any details or passwords. It takes a matter of seconds to fill in the credentials again.
Check your statements
The next thing to do is to watch out for any payments that you haven't made and if you have, check that the correct amount has been debited. Many banks today offer the service of weekly updates. Subscribe to them! These help in keeping a check on your balance and in case of any discrepancy you can easily verify it by accessing your bank statements.
Never throw your documents as it in the bin. Always shred them before discarding. For, once torn to pieces they will certainly be difficult for any con to fix back. Similarly, avoid saving any important documents with personal information on your laptop or phone memory for even they can be accessed from a third party server.
Use External Protectors
Today there are a number of software and applications that help secure passwords and personal information in the most convenient manner. LifeLock is one such identity theft protection service provider that helps safeguard your identity and financials. www.noidentitytheft.com the information, stores your essentials and ensures it’s not hacked by anyone, anywhere at any time.
Steer Away from Cold Calls
There are many fraud men who call people at random, pretend to be their bankers and ask for personal details such as bank account numbers, etc. None of your bankers will ever ask for any such kind of details as they already have them saved.
Set privacy settings
Social media sites are yet another way of stealing identities and personal information. Never make available all your personal details on such networking sites for anyone can access them and perform criminal activities. Set privacy and strong passwords so that no unknown person can access your account, information, photographs and other stuff.
If you suspect any fraud activity or have been victimized, it's imperative to inform the authorities right away so that necessary actions can be taken to safeguard your information, money and identity.